Our products are designed to meet the demands & needs of owners and proprietors who wish to have insurance cover in place to protect their assets and earnings through  insurance (following an insured peril) as well to be indemnified for their legal liabilities.

The proposal/statement of fact shows the cover you have selected and forms the basis of the insurance contract. It is vitally important that all details on the proposal/statement of fact are accurate as any non-disclosure or misrepresentation of a material fact could invalidate all or part of the Insurance contract. The choices you will have made depend on your personal circumstances.

You have a statutory right under Financial Services Authority Rules to cancel your policy within 14 days after the later date of the purchase of the contract or the day on which you receive your policy documentation. If you wish to exercise your right of cancellation, please contact our office. If you wish to cancel your policy after the 14 day cooling off period a charge will be made for your insurance based on the period of cover and our appropriate fee as disclosed in our terms of business document.

 Authorised and regulated by the Financial Services Authority